MetLife Dentist McKinney
Learn More About the Benefits of MetLife
Do you have a dental insurance plan from MetLife? If so, you can regard it as a true asset. Not only can it give you access to low-cost preventive services, but it also has the potential to reduce the financial strain of those times when your smile needs a bit of restorative TLC. But how can you use your plan in a way that allows you to get the greatest value from it? As an in-network MetLife dentist in McKinney, our team is ready and eager to assist you.
MetLife Coverage Availability & Fees
MetLife offers a few different dental insurance plans, each of which is unique in the scope of coverage that it provides. We encourage you to familiarize yourself with your policy so you can understand how it works in various situations.
Here is a general overview of the coverage that is common among many PPO plans:
- Preventive services, such as cleanings and checkups, are usually 100% covered. That means you may pay nothing out of pocket for them!
- Minor services, such as fillings for small cavities, are often 80% covered.
- Major services, often including crowns, dentures, and other complex procedures, may be up to 50% covered.
Your plan may also be subject to:
- A waiting period, which requires you to hold your policy for a certain amount of time before you are eligible for certain benefits.
- A deductible, or an amount that you must pay out of pocket before your insurance pays for anything.
- An annual maximum, a yearly limit on the amount that MetLife will pay for approved services within a standard calendar year.
We are in-network with MetLife, which means we have a contract with them that manages fees. This may allow you to get more value out of your annual maximum than if you visited an out-of-network provider. Plus, in some cases, we are able to schedule major services between two calendar years; this can enable you to use two annual maximums instead of only one.
Meet the Team
At Marble Dental in McKinney, our office staff knows what they are doing when it comes to dental insurance! They have lots of experience in dealing with the ins and outs of various policies, including MetLife. They will be happy to help you with:
- Verifying your benefits
- Getting preauthorization for complex procedures
- Filing claims in a timely manner
- Following up with MetLife to sort out any potential issues that arise
Are you interested in learning more about how we can help you maximize your MetLife benefits? Contact our team today — we look forward to speaking with you!
